Annuities
Guaranteed Income for Life Starts Here.
Retirement shouldn’t be a gamble. Learn how annuities offer peace of mind.
Annuities are a powerful retirement tool that can provide steady, predictable income—no matter how long you live. Whether you're looking to protect your nest egg, supplement Social Security, or leave a legacy, annuities can offer safety, growth, and tax advantages tailored to your needs.
At Syndicate Financial, we help you understand the options—like fixed, indexed, and immediate annuities—and find the right strategy to support your long-term goals.
New to Annuities? Start Here.
Annuities can seem complicated—but they don’t have to be.
Our free PDF breaks it all down in plain English. Learn how annuities work, who they’re best for, and the biggest mistakes to avoid when planning your retirement income.
FAQs
An annuity is a financial product that provides guaranteed income—typically during retirement—in exchange for an upfront payment or series of payments.
Yes—certain annuities are designed with principal protection, meaning your money can grow without market risk. Insurance companies back the guarantees, and some come with additional safeguards.
There are fixed annuities, indexed annuities, and variable annuities, each with different risk/reward profiles. We help you choose what’s right for you.
Annuities offer tax-deferred growth like retirement accounts, but also provide guaranteed income streams—something traditional accounts don’t.
Most people buy annuities in their 50s or 60s, but depending on your goals, it could make sense earlier or later.
Some do, and some don’t. It depends on the type and features. Our guide breaks this down so you know exactly what to expect.
Many annuities include free withdrawal features or liquidity options. It’s important to understand the rules before you invest.
If you want stable retirement income, protection from market losses, or a way to pass money to your heirs, an annuity could be a great fit. Speak with one of our licensed advisors to explore your options.